Home Loans in California

Need a loan to buy a home, condo or units?

If you are like most people, purchasing a home will be your single largest financial investment. Because there are many scenarios and options, in making the decision to buy, you will need more than just a number-cruncher -- you will need a home loan professional to guide you through every step of the home buying process.

At Capital Resources, Inc., we can arrange the loan for you that we would arrange for ourselves. We have the experience to locate the most appropriate home loan at the best rates and terms available for your situation. We'll help you to identify your priorities, evaluate your loan options, and bring clarity to the home loan process, making your transition into home ownership a smooth and pleasant experience.

Types of home loans

There are many home loan scenarios available for the home buyer. Do you have a down payment or need 100% financing? Want a fixed rate home loan, an adjustable rate mortgage or an interest-only loan? Need a short term loan or a conventional home loan?

These are just a few of the many types of home loans and scenarios to consider:

• Do you need a 100% financing home loan?
  This is the loan to consider if credit is your strong point, but you do not have much down payment.
• Do you need an interest-only home loan?
  This loan will allow you the lowest monthly payments, therefore allowing you to purchase a more expensive home than you could otherwise afford.
• 30-year fixed rate home loans
  There are also the traditional 30 year fixed rate home loans. This type of home loan is well suited if you plan to be in the home a long time, are not concerned about job transfers or about purchasing a more expensive home in a few years.

Ultimately, the best home loan for the home buyer is the one that gets you into the home. If you are looking to purchase or refinance a single family residence, a condominium or 1-4 units in California, call us today for a free, no-obligation home loan consultation.